Without Prejudice Mervelee Myers Must Remain On My Guard And Not Be Complacent As I Am The Victim Of Scammers From 2004

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Hello Mervelee
Many people think they can spot a scam a mile off. And yes, it’s easy when fake messages contain bad English or clumsy mistakes.

But scammers have upped their game. They’re now impersonating banks, retailers and official organisations using emails and texts that look and sound much more professional.

We’ve never seen scammers being this sophisticated, and they can catch anyone out – even the experts. And the problem is getting worse. Up to 84% of people believe they’ve been targeted directly by scams during the past year.

If you don’t want to be the next victim, be suspicious of every text, email and call you receive, when it comes to your money.

Prevent scams.  Stop. Challenge. Protect.

 

Tony Callaghan’s top tips

Former police chief and fraud expert

 

Question everything

One of the key skills I’ve learnt is to always ask questions – even if you think it’s a simple request or transaction. A message may look like it’s for a business you’re familiar with, but scammers can easily impersonate companies. Double-checking all the details will help you keep safe.

Work in a team

If you’re ever suspicious that something is not quite as it seems, you should always call for backup, whether it’s from a family member, friend or colleague. Remember, we’ll never ask you to make a payment out of your account to ‘keep it safe’. No bank or reputable organisation would ever ask you to do this.

Take your time

As a police officer, there are times where I have to make a decision in a nanosecond, but generally, you don’t have to make a decision instantly. The same goes in everyday life. Don’t be pressured into making payments from your account. Always ask yourself if it makes sense for a company to be contacting you.

Trust your instinct

And finally, in the force we know to trust our gut: if something seems too good to be true, then it almost always is. Avoid clicking on links in emails and texts, especially if the message is unexpected. If you’re at all suspicious, phone the company using a trusted number to confirm it’s from them.

 

Latest scam – Covid-19 vaccine passport advance fee scam
This latest email scam claims to be from the NHS. It advises you to click a link to apply for a ‘digital coronavirus passport’. Once through, you’ll be asked for personal and payment details to pay an admin fee. If you receive an email like this, don’t click on the link or give out any details. Check out the official NHS and gov.uk websites first.

Crypto Scams

Everyone is talking about cryptocurrency at the moment. But beware of people you don’t know offering to invest your money in Bitcoin or other currency, especially if they open a wallet for you, or you can’t access that wallet. Scammers are posing as sales staff and creating professional-looking adverts to get you to buy into this “once-in-a-lifetime opportunity”. Unless you really understand this relatively new area of finance, it’s best to get the opinion of a qualified adviser and check the FCA website first.

 

Prevent scams. Stop. Challenge. Protect.

To find out more, search ‘scams’ on our website.

 

*Mortar Research study of 2,000 participants, May 2021.

 

 

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Published by merveleeconsultancy

Qualified Early Years Practitioner Level 5 (EYFS) and Learning Support Assistant Level 2 Children & Young People. Former Basic Basic School Teacher. Specialises in the Early Years Foundation Stage: Special Educational Needs & Disabilities (SEND). Policies & Procedures. Safeguarding. Report Writing. Mentoring (Children & Young People). Multigenerational Working Approaches.

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